Insurance Coverage & Bad Faith Disputes
Are you looking for attorneys who can give you legal counsel and advice on insurance coverage matters? Do you also need them to have the skills to argue your case from a deep understanding of how insurance policies work? Look no further; The Sorenson Law Firm in Tempe, Arizona, is the legal firm of choice.
Our attorneys have experience advising insurance companies concerning complex coverage issues, policy interpretation, and applying appropriate policy exclusions. We successfully handle coverage disputes arising from insurance products, including issues related to:
- Policy terms
- Audit calculations and premiums
- Class codes and rates
- Experience modifiers
- Premium credits
- Approved rating plans
Our legal insurance coverage services also include giving you exceptional legal representation in coverage litigation, including extra-contractual liability issues and bad faith claims. We confidently help insurance companies avoid potential causes of bad insurance allegations.
We work closely with insurance companies to ensure their claims handling process goes seamlessly to minimize bad faith situations. In addition, we seek to represent and protect the insured from bad faith practices such as:
- Regulatory violation
- Improper handling of claims
- Inadequate investigation
- Duty to defend indemnity
- Disclaimer of coverage
- Underwriting issues
- Pricing and reimbursement disputes
The Sorenson Law Firm is recognized as an efficient legal firm in Tempe, Arizona. Our ability to provide strategic, practical and advanced legal services that help our clients smoothly navigate their insurance coverage disputes puts us in an unmatchable position. Schedule a meeting today, and let us prove ourselves to you.
What is Insurance Coverage Opinion?
An insurance coverage opinion is an attorney’s opinion on whether an insurance company covers a particular situation. Insurance coverage is dynamic, and concerns may arise regarding how an insurance policy should be designed and interpreted. An insurance coverage attorney helps the insurer and the insured receive a fair examination and judgment of the dispute.
A coverage opinion is an ideal way for an insurance company to show fairness when differences of opinion over coverage arise. You need the legal services of a reputable legal firm with knowledge of insurance policies and how Arizona courts interpret the various clauses.
Once you retain our services, our Arizona insurance coverage attorney will read through the claim and pinpoint the relevant facts that weigh heavily on how the dispute may be resolved. Secondly, they will implement the policy provisions according to the insurance laws in Arizona. Our lawyers more often predict accurately how the courts will likely resolve the dispute
An Insurance company working with a coverage opinion lawyer enjoys numerous benefits, including:
- Saving time and resources by finding out the answer to an arising concern before someone files a lawsuit.
- It portrays an insurance company in good faith because you chose to look for an objective third-party to investigate the dispute in question.
Insurance coverage opinion is a complex practice area that requires a knowledgeable lawyer. Sorensen’s attorneys have intently studied and practiced insurance law for years and will give you timely and trusted coverage opinion guidance. We ensure that the insurance companies in Tempe stay apprised of the law relating to their industry and also provide quality services for their insured.
Additionally, The Sorenson Law Firm routinely helps the insured maneuver the complicated regulatory system and the law governing the insurance policy and coverage dispute. Talk to our Tempe insurance coverage attorney for applicable legal advice.
Bad Faith Insurance Disputes
Bad faith insurance dispute occurs when an insurance company tries to go back on its obligations to policyholders. They do this by either refusing to pay a legitimate claim or failing to investigate and process a policyholder’s claim within a reasonable time.
Since this violates the fiduciary-type relationship between the policyholder and the insurance company, the insured can file a lawsuit against the insurance company. Situations where insurance companies act in bad faith include:
- Misrepresenting the law: The insurance company intentionally interprets a policy against a claimant’s interest.
- Unreasonable delays: Insurance companies deliberately drag conducting investigations before agreeing to pay.
- Refusing to pay: The Insurer knowingly refuses to pay or underpays a genuine policy.
- Misleading practices: Insurance companies fail to disclose an existing coverage or notify you of a claim filing deadline.
- Record an incomplete investigation: Insurance companies must conduct a prompt and thorough investigation into any claim.
- Use of inappropriate language: An insurance representative uses threatening statements to the policyholder or third party.
At The Sorenson Law Firm, we have a comprehensive understanding of insurance coverages, endorsements, and exclusions that constitute insurance policies. Whether auto, life, health, commercial, or homeowners coverage, we will help you navigate your insurance coverage and bad faith disputes. Book your free consultation today.