Insurance Coverage & Bad Faith Disputes

Insurance Coverage & Bad Faith Disputes

Are you looking for attorneys who can give you legal counsel and advice on insurance coverage matters? Do you also need them to have the skills to argue your case from a deep understanding of how insurance policies work? Look no further; The Sorenson Law Firm in Tempe, Arizona, is the legal firm of choice.

Our attorneys have experience advising insurance companies concerning complex coverage issues, policy interpretation, and applying appropriate policy exclusions. We successfully handle coverage disputes arising from insurance products, including issues related to:

  • Policy terms
  • Audit calculations and premiums
  • Class codes and rates
  • Experience modifiers
  • Premium credits
  • Approved rating plans

Our legal insurance coverage services also include giving you exceptional legal representation in coverage litigation, including extra-contractual liability issues and bad faith claims. We confidently help insurance companies avoid potential causes of bad insurance allegations.

We work closely with insurance companies to ensure their claims handling process goes seamlessly to minimize bad faith situations. In addition, we seek to represent and protect the insured from bad faith practices such as:

  • Regulatory violation
  • Improper handling of claims
  • Inadequate investigation
  • Duty to defend indemnity
  • Disclaimer of coverage
  • Underwriting issues
  • Pricing and reimbursement disputes

The Sorenson Law Firm is recognized as an efficient legal firm in Tempe, Arizona. Our ability to provide strategic, practical and advanced legal services that help our clients smoothly navigate their insurance coverage disputes puts us in an unmatchable position. Schedule a meeting today, and let us prove ourselves to you.

What is Insurance Coverage Opinion?

An insurance coverage opinion is an attorney’s opinion on whether an insurance company covers a particular situation. Insurance coverage is dynamic, and concerns may arise regarding how an insurance policy should be designed and interpreted. An insurance coverage attorney helps the insurer and the insured receive a fair examination and judgment of the dispute.
A coverage opinion is an ideal way for an insurance company to show fairness when differences of opinion over coverage arise. You need the legal services of a reputable legal firm with knowledge of insurance policies and how Arizona courts interpret the various clauses.
Once you retain our services, our Arizona insurance coverage attorney will read through the claim and pinpoint the relevant facts that weigh heavily on how the dispute may be resolved. Secondly, they will implement the policy provisions according to the insurance laws in Arizona. Our lawyers more often predict accurately how the courts will likely resolve the dispute
An Insurance company working with a coverage opinion lawyer enjoys numerous benefits, including:

  •  Saving time and resources by finding out the answer to an arising concern before someone files a lawsuit.
  • It portrays an insurance company in good faith because you chose to look for an objective third-party to investigate the dispute in question.

Insurance coverage opinion is a complex practice area that requires a knowledgeable lawyer. Sorensen’s attorneys have intently studied and practiced insurance law for years and will give you timely and trusted coverage opinion guidance. We ensure that the insurance companies in Tempe stay apprised of the law relating to their industry and also provide quality services for their insured.
Additionally, The Sorenson Law Firm routinely helps the insured maneuver the complicated regulatory system and the law governing the insurance policy and coverage dispute. Talk to our Tempe insurance coverage attorney for applicable legal advice.

Bad Faith Insurance Disputes

Bad faith insurance dispute occurs when an insurance company tries to go back on its obligations to policyholders. They do this by either refusing to pay a legitimate claim or failing to investigate and process a policyholder’s claim within a reasonable time.

Since this violates the fiduciary-type relationship between the policyholder and the insurance company, the insured can file a lawsuit against the insurance company. Situations where insurance companies act in bad faith include:

  •  Misrepresenting the law: The insurance company intentionally interprets a policy against a claimant’s interest.
  •  Unreasonable delays: Insurance companies deliberately drag conducting investigations before agreeing to pay.
  • Refusing to pay: The Insurer knowingly refuses to pay or underpays a genuine policy.
  • Misleading practices: Insurance companies fail to disclose an existing coverage or notify you of a claim filing deadline.
  • Record an incomplete investigation: Insurance companies must conduct a prompt and thorough investigation into any claim.
  •  Use of inappropriate language: An insurance representative uses threatening statements to the policyholder or third party.

At The Sorenson Law Firm, we have a comprehensive understanding of insurance coverages, endorsements, and exclusions that constitute insurance policies. Whether auto, life, health, commercial, or homeowners coverage, we will help you navigate your insurance coverage and bad faith disputes. Book your free consultation today.

    Phoenix City Hall

    March 24, 2023Arizona Car Seat Laws 2023

    Cities, Towns and Neighborhoods in our community that we have the pleasure to serve.
    • Phoenix
    • Mesa
    • Chandler
    • Scottsdale
    • Glendale
    • Tempe
    • Gilbert
    • Peoria
    • Surprise
    • Avondale
    • McCormick Ranch
    • North Scottsdale
    • Desert Ridge
    • Paradise Valley Village
    • Arrowhead Ranch
    • Goodyear
    • Buckeye
    • Apache Junction
    • El Mirage
    • Fountain Hills
    • Queen Creek
    • Sun City
    • Litchfield Park
    • Paradise Valley
    • Tolleson
    • Verrado
    • Ocotillo
    • Dobson Ranch
    • Power Ranch
    • Estrella Mountain Ranch
    • Downtown Phoenix
    • Central Phoenix
    • North Phoenix
    • Arcadia
    • Biltmore
    • Ahwatukee
    • Sunnyslope
    • Encanto
    • Roosevelt Row
    • Scottsdale Old Town
    Fawn Blue
    Fawn Blue
    Let me start off by saying that if your looking for someone who is kind thoughtful professional down to earth easy to communicate with & is very pro active in how they do business & is 100% invested in you & getting the best outcome for whatever your situation may be than I would recommend jonny & rowanna. This was my first time that I needed to find a lawyer who could assist me with my situation. What stood out to me was at the end of our zoom meeting I remember saying to both jonny & rowann that I'm not interested in moving forward because I was more at fault than the lady who hit me so in my mind I'm thinking we'll this guy probably isn't going to want to take my case because it seemed like it would be an uphill battle, & he responded by letting me know that he would like to take my case & see what he could do & bottom line is that you"ll either have more than what you have now or you"ll be in the same situation. So I thought about it for a minute & decided to trust them to see what happens. So from that day on all the way til the case was resolved I've had a great experience with them. Rowanna explained everything to me in a way that was not complicated & always asked me that if had any questions or if I didn't understand she would ask. They are easy to talk with & made me feel like I was important & trying to get the best outcome for me. When my case was complete I was so grateful & appreciated for what they were able to do for me. Johnny & Rowanna are the best & will always have & want the best for you I know because they did that for me. Thanks again CHRISTOPHER
    Audrey Sullivan (Audrey-AZRealtor)
    Audrey Sullivan (Audrey-AZRealtor)
    Experts who care about their clients & work seamlessly to help. There was immense relief having Sorenson Law Firm on our side. They were referred to us by a friend and I am thankful for that! I don't know what we would have done without their expertise.
    Jim Van Wicklin
    Jim Van Wicklin
    Johnny and his team are phenomenal. From the intake with his admin team to the final resolution, there wasn't a moment I didn't feel like we were his top client. I highly recommend Sorenson Law Firm for all your legal needs.
    Nicholas Thomas
    Nicholas Thomas
    I worked with The Sorenson Law firm for about 5 months resolving a personal injury claim that occurred during a car accident I was in and I couldn't have been more happy with results. The firm was always responsive, quick to answer any questions I had and I could tell they had my best interest in mind. I would recommend The Sorenson Law Firm to anyone that needs a personal injury lawyer, they're great!
    Amanda Larson
    Amanda Larson
    I cannot recommend the Sorenson Law Firm enough. After an accident, I was in a situation where I knew very little about my options. I reached out to my community for advice and Johnny’s wife was quick to put me in contact with him to get me some help. The insurance company we were dealing with was not the easiest, but Johnny and his team did a wonderful job at recovering my losses and fighting for me. Johnny and his team kept me well informed and educated throughout the process, which meant a lot as I was very naïve and knew very little going into this process. I feel fortunate to have crossed paths with this wonderful team, and if life ever throws another curve ball, I’ll be sure to use the Sorenson Law Firm again!!!
    Erick Fuentes
    Erick Fuentes
    Sorenson Law handled my case against a local vendor, Mr. Sorenson handled my case expeditiously and to my satisfaction, I would recommend Sorenson Law to anyone. Thank you Mr Sorenson
    Jessica Davis
    Jessica Davis
    Very compassionate with our very delicate situation. Understanding and professional at all times. Always kept our best interest at hand and communicated very well every step of the way.
    Alfanzo Atkins
    Alfanzo Atkins
    Had a good experience with Matt would recommend if you were hurt or injured very polite n responsive
    Anna C
    Anna C
    I got into a severe car accident and went to the Sorenson law firm, they weren’t just any law firm for me, I was very impressed by their actions as they put you and your matters first! They are one who takes pride and truly represents you and themselves. I thank them for helping me every step of the way in getting justice and all of their hard work!
    Mark Bay
    Mark Bay
    Sorenson Law Firm made a tough situation less burdensome for me and my family. Going through the lost of a loved one and having to instill trust in people you don't know is hard. But Johnny Sorenson and his associates were very caring, professional, informative and timely when it came to our case. I would recommend The Sorenson Law Firm to anyone that needs lawyers that actually care about their clients and not just a paycheck. I'm writing this as a thank you to their company and to the team that worked on our case. Thank you!