First & Third Party Insurance Defense

Insurance Defense: The attorneys in our firm have significant experience in representing insureds in litigation matters. Indeed, our firm is approved counsel for and/or has provided legal services to American Family Insurance Group, Unitrin Insurance Company, and various other national insurance companies and third-party administrators. The areas of law these cases encompass range from personal injury/wrongful death, construction litigation/defect, product liability, real estate disputes, premises liability, contract disputes and property damage claims, including water damage and fire loss and those arising in subrogation.

We also have extensive experience representing insurance companies in first party cases involving underinsured and uninsured motorist claims. A successful practice in this area of law requires attorneys who have a firm grasp and clear understanding of the contractual relationship between and insured and its insurer, as well as of Arizona law on the subject.

  • Investigating the claim
  • Engaging in alternative dispute resolution such as mediation and arbitration
  • Litigating insurance claims and disputes
  • Asserting subrogation interest
  • Preparing insurance coverage opinions

Our attorneys have a deep understanding of the language used and the responsibilities outlined in various insurance contracts. We have a wealth of experience defending claims from multiple niches, including construction, product liability, real estate, contract disputes, and property damage claims.

We have worked with insurance companies such as American Family Insurance Group and Unitrin Insurance company and have succeeded in safeguarding their interests and protecting their company’s image.

Our skillful attorneys’ courtroom experience in trial and appellate at state and federal levels guarantees that you will receive top-notch legal representation for your first and third-party insurance defense case. Engage us today for a free consultation and overall analysis of the case.

Obligations of Insurance Companies When Processing Claims

Generally, insurance companies have crucial responsibilities when processing claims for their policyholders. They must act in good faith by:

  • Thoroughly investigating the claim
  • Responding promptly to claims
  • Paying or denying claims within a reasonable time
  • Providing an exhaustive explanation for why they deny a claim.

First and third parties who feel an insurance company has violated these obligations take legal action, whether real or misinterpreted. Our first and third-party insurance defense attorneys’ immense commitment to learning the ins and outs of insurance claims will confidently argue your case from a factual and strategic position.

First-Party Insurance Defense

A person takes first-party insurance to cover losses or damages that may occur on themselves or their property. A first-party insurance claim arises when a policyholder makes a claim against their insurance policy. For instance, a policyholder with automobile insurance involved in an accident can ask the insurer to pay the expenses based on the terms of the policy.

The insured usually sign a contract that spells out the fiduciary duties and obligations the insurance company has to the policyholder. The Arizona Insurance Code regulates the terms and conditions offered in the agreement to ensure fairness.

If the insurance company fails to follow the terms in the contract, it will have violated the laws in the Arizona Insurance Code. If the insurance company is found liable for the violation, they can receive harsh penalties such as paying the policyholder 10% interest on the funds they were denied. The Sorenson Law Firm has successfully defended insurance companies in cases involving:

  • Professional liability defense
  • Auto coverage
  • Property damage claim
  • Personal injury claim
  • Health insurance
  • Indemnity contracts

Our Tempe first-party insurance defense attorneys are committed to building a solid defense for insurance companies sued by policyholders. We will thoroughly investigate the policy coverage, duty of indemnity to the policyholder, and good faith policy interpretation within the Arizona Insurance Code.

Our team not only handles first-party claims litigation for insurance companies but also subrogation claims and post-judgment claims against them. Give us a call today and get a comprehensive package.

Third-Party Insurance Defense

A person takes a third-party insurance policy to protect themselves against liability for damages they cause to another person or their property. Common third-party liability claims we handle at The Sorenson Law Firm include:

  • Product
  • Commercial
  • Premises
  • Construction
  • Auto accident
  • Financial services
  • Professional

Unlike the first-party insurance defense claim, the claimant is not the one insured by the insurance company. Hence, the claimant files against the policyholder and not the insurance company. This means that if the insurance company fails to handle a claim in good faith, the policyholder, not the claimant, can take action against the company.

Once a policyholder in Tempe, Arizona, retains our legal services, we meticulously investigate the claim and analyze all the facts. Afterward, our competent Tempe third-party insurance defense attorneys represent them in settlement negotiations, such as mediation and arbitration. If an out-of-court resolution fails, we are always prepared to protect our client’s interests during a trial and appeals.

Choose The Sorenson Law Firm as Your Legal Counsel

The Sorenson Law Firm devotes itself to offering our clients winning solutions and results that lead to long-term relationships that insurance companies need. From our initial consultation to the last day of your case, our commitment exceeds legal representation to form a strong relationship based on respect, trust, efficiency, and results. Start your journey with us, and let us do all the legal work.

    Phoenix City Hall

    March 24, 2023Arizona Car Seat Laws 2023

    Cities, Towns and Neighborhoods in our community that we have the pleasure to serve.
    • Phoenix
    • Mesa
    • Chandler
    • Scottsdale
    • Glendale
    • Tempe
    • Gilbert
    • Peoria
    • Surprise
    • Avondale
    • McCormick Ranch
    • North Scottsdale
    • Desert Ridge
    • Paradise Valley Village
    • Arrowhead Ranch
    • Goodyear
    • Buckeye
    • Apache Junction
    • El Mirage
    • Fountain Hills
    • Queen Creek
    • Sun City
    • Litchfield Park
    • Paradise Valley
    • Tolleson
    • Verrado
    • Ocotillo
    • Dobson Ranch
    • Power Ranch
    • Estrella Mountain Ranch
    • Downtown Phoenix
    • Central Phoenix
    • North Phoenix
    • Arcadia
    • Biltmore
    • Ahwatukee
    • Sunnyslope
    • Encanto
    • Roosevelt Row
    • Scottsdale Old Town
    Fawn Blue
    Fawn Blue
    Let me start off by saying that if your looking for someone who is kind thoughtful professional down to earth easy to communicate with & is very pro active in how they do business & is 100% invested in you & getting the best outcome for whatever your situation may be than I would recommend jonny & rowanna. This was my first time that I needed to find a lawyer who could assist me with my situation. What stood out to me was at the end of our zoom meeting I remember saying to both jonny & rowann that I'm not interested in moving forward because I was more at fault than the lady who hit me so in my mind I'm thinking we'll this guy probably isn't going to want to take my case because it seemed like it would be an uphill battle, & he responded by letting me know that he would like to take my case & see what he could do & bottom line is that you"ll either have more than what you have now or you"ll be in the same situation. So I thought about it for a minute & decided to trust them to see what happens. So from that day on all the way til the case was resolved I've had a great experience with them. Rowanna explained everything to me in a way that was not complicated & always asked me that if had any questions or if I didn't understand she would ask. They are easy to talk with & made me feel like I was important & trying to get the best outcome for me. When my case was complete I was so grateful & appreciated for what they were able to do for me. Johnny & Rowanna are the best & will always have & want the best for you I know because they did that for me. Thanks again CHRISTOPHER
    Audrey Sullivan (Audrey-AZRealtor)
    Audrey Sullivan (Audrey-AZRealtor)
    Experts who care about their clients & work seamlessly to help. There was immense relief having Sorenson Law Firm on our side. They were referred to us by a friend and I am thankful for that! I don't know what we would have done without their expertise.
    Jim Van Wicklin
    Jim Van Wicklin
    Johnny and his team are phenomenal. From the intake with his admin team to the final resolution, there wasn't a moment I didn't feel like we were his top client. I highly recommend Sorenson Law Firm for all your legal needs.
    Nicholas Thomas
    Nicholas Thomas
    I worked with The Sorenson Law firm for about 5 months resolving a personal injury claim that occurred during a car accident I was in and I couldn't have been more happy with results. The firm was always responsive, quick to answer any questions I had and I could tell they had my best interest in mind. I would recommend The Sorenson Law Firm to anyone that needs a personal injury lawyer, they're great!
    Amanda Larson
    Amanda Larson
    I cannot recommend the Sorenson Law Firm enough. After an accident, I was in a situation where I knew very little about my options. I reached out to my community for advice and Johnny’s wife was quick to put me in contact with him to get me some help. The insurance company we were dealing with was not the easiest, but Johnny and his team did a wonderful job at recovering my losses and fighting for me. Johnny and his team kept me well informed and educated throughout the process, which meant a lot as I was very naïve and knew very little going into this process. I feel fortunate to have crossed paths with this wonderful team, and if life ever throws another curve ball, I’ll be sure to use the Sorenson Law Firm again!!!
    Erick Fuentes
    Erick Fuentes
    Sorenson Law handled my case against a local vendor, Mr. Sorenson handled my case expeditiously and to my satisfaction, I would recommend Sorenson Law to anyone. Thank you Mr Sorenson
    Jessica Davis
    Jessica Davis
    Very compassionate with our very delicate situation. Understanding and professional at all times. Always kept our best interest at hand and communicated very well every step of the way.
    Alfanzo Atkins
    Alfanzo Atkins
    Had a good experience with Matt would recommend if you were hurt or injured very polite n responsive
    Anna C
    Anna C
    I got into a severe car accident and went to the Sorenson law firm, they weren’t just any law firm for me, I was very impressed by their actions as they put you and your matters first! They are one who takes pride and truly represents you and themselves. I thank them for helping me every step of the way in getting justice and all of their hard work!
    Mark Bay
    Mark Bay
    Sorenson Law Firm made a tough situation less burdensome for me and my family. Going through the lost of a loved one and having to instill trust in people you don't know is hard. But Johnny Sorenson and his associates were very caring, professional, informative and timely when it came to our case. I would recommend The Sorenson Law Firm to anyone that needs lawyers that actually care about their clients and not just a paycheck. I'm writing this as a thank you to their company and to the team that worked on our case. Thank you!