Insurance Defense: The attorneys in our firm have significant experience in representing insureds in litigation matters. Indeed, our firm is approved counsel for and/or has provided legal services to American Family Insurance Group, Unitrin Insurance Company, and various other national insurance companies and third-party administrators. The areas of law these cases encompass range from personal injury/wrongful death, construction litigation/defect, product liability, real estate disputes, premises liability, contract disputes and property damage claims, including water damage and fire loss and those arising in subrogation.
We also have extensive experience representing insurance companies in first party cases involving underinsured and uninsured motorist claims. A successful practice in this area of law requires attorneys who have a firm grasp and clear understanding of the contractual relationship between and insured and its insurer, as well as of Arizona law on the subject.
- Investigating the claim
- Engaging in alternative dispute resolution such as mediation and arbitration
- Litigating insurance claims and disputes
- Asserting subrogation interest
- Preparing insurance coverage opinions
Our attorneys have a deep understanding of the language used and the responsibilities outlined in various insurance contracts. We have a wealth of experience defending claims from multiple niches, including construction, product liability, real estate, contract disputes, and property damage claims.
We have worked with insurance companies such as American Family Insurance Group and Unitrin Insurance company and have succeeded in safeguarding their interests and protecting their company’s image.
Our skillful attorneys’ courtroom experience in trial and appellate at state and federal levels guarantees that you will receive top-notch legal representation for your first and third-party insurance defense case. Engage us today for a free consultation and overall analysis of the case.
Obligations of Insurance Companies When Processing Claims
Generally, insurance companies have crucial responsibilities when processing claims for their policyholders. They must act in good faith by:
- Thoroughly investigating the claim
- Responding promptly to claims
- Paying or denying claims within a reasonable time
- Providing an exhaustive explanation for why they deny a claim.
First and third parties who feel an insurance company has violated these obligations take legal action, whether real or misinterpreted. Our first and third-party insurance defense attorneys’ immense commitment to learning the ins and outs of insurance claims will confidently argue your case from a factual and strategic position.
First-Party Insurance Defense
A person takes first-party insurance to cover losses or damages that may occur on themselves or their property. A first-party insurance claim arises when a policyholder makes a claim against their insurance policy. For instance, a policyholder with automobile insurance involved in an accident can ask the insurer to pay the expenses based on the terms of the policy.
The insured usually sign a contract that spells out the fiduciary duties and obligations the insurance company has to the policyholder. The Arizona Insurance Code regulates the terms and conditions offered in the agreement to ensure fairness.
If the insurance company fails to follow the terms in the contract, it will have violated the laws in the Arizona Insurance Code. If the insurance company is found liable for the violation, they can receive harsh penalties such as paying the policyholder 10% interest on the funds they were denied. The Sorenson Law Firm has successfully defended insurance companies in cases involving:
- Professional liability defense
- Auto coverage
- Property damage claim
- Personal injury claim
- Health insurance
- Indemnity contracts
Our Tempe first-party insurance defense attorneys are committed to building a solid defense for insurance companies sued by policyholders. We will thoroughly investigate the policy coverage, duty of indemnity to the policyholder, and good faith policy interpretation within the Arizona Insurance Code.
Our team not only handles first-party claims litigation for insurance companies but also subrogation claims and post-judgment claims against them. Give us a call today and get a comprehensive package.
Third-Party Insurance Defense
A person takes a third-party insurance policy to protect themselves against liability for damages they cause to another person or their property. Common third-party liability claims we handle at The Sorenson Law Firm include:
- Auto accident
- Financial services
Unlike the first-party insurance defense claim, the claimant is not the one insured by the insurance company. Hence, the claimant files against the policyholder and not the insurance company. This means that if the insurance company fails to handle a claim in good faith, the policyholder, not the claimant, can take action against the company.
Once a policyholder in Tempe, Arizona, retains our legal services, we meticulously investigate the claim and analyze all the facts. Afterward, our competent Tempe third-party insurance defense attorneys represent them in settlement negotiations, such as mediation and arbitration. If an out-of-court resolution fails, we are always prepared to protect our client’s interests during a trial and appeals.
Choose The Sorenson Law Firm as Your Legal Counsel
The Sorenson Law Firm devotes itself to offering our clients winning solutions and results that lead to long-term relationships that insurance companies need. From our initial consultation to the last day of your case, our commitment exceeds legal representation to form a strong relationship based on respect, trust, efficiency, and results. Start your journey with us, and let us do all the legal work.