It is not advisable to admit accident fault to your insurance company even if you believe you were entirely at fault. In fact, do not use phrases such as “I am sorry,” “I apologize,” or “it was my fault” to the law enforcement officer or the other driver. The insurer will learn about it during investigations.
Admitting a car accident fault to your insurance company can significantly impact your future insurance rates. If the accident was severe and caused a personal injury to the other party, your insurance company may be forced to pay out vast amounts of money. As a result, they may be unwilling to offer you coverage in the future.
In the next section, we will give you five reasons why you should seek legal assistance after a car accident you suspect is your fault even if it is a hit-and-run.
5 Reasons to Seek Legal Assistance Instead of Admitting to Accident Fault
Determining a car accident fault is a complex process. Sometimes, you may not be entirely at fault. It is in your best interest to speak with a Tempe car accident attorney who can offer proper legal assistance. The following are the issues they can handle on your behalf.
1. Follow Up on the Car Accident Report
The police are the first to begin writing an accident report after arriving at the scene. Your accident attorney will advise you never to admit to an accident fault as you speak with them. They will also follow up on the police report, get a copy, and send it to your insurance company.
2. Help Assess the Damages and Determine Who is at Fault
An experienced Tempe car accident attorney will rightfully assess the damages and document any personal injury you may have acquired. They will also use their hired experts to determine who is at fault. Even if you are at fault in a hit-and-run situation, they will determine to what degree it was your fault.
3. Collect Evidence to Support Your Case
An accident fault can be viewed from various perspectives. Your lawyer will collect evidence by talking to the other driver and witnesses, taking photos, and comparing their findings with the police report. They can use this information during negotiations with the insurance company or in court.
4. Explore all The Insurance Coverage Benefits
Insurance companies often try to avoid paying out or give the bare minimum of what your coverage is actually worth. A personal injury attorney will ensure you get the compensation you deserve. In addition, they will uncover and fight for all additional benefits that come with the cover.
5. Give You Practical Legal Advice
If you are at fault or the other driver refuses to take responsibility for the accident, the case can be challenging to handle on your own. You need a skilled accident attorney to advise you on the next legal steps. Dealing with the police, the insurance company, or the court can cost you more than seeking legal assistance.
At The Sorenson Law Firm, we help car accident fault victims get the legal help they need to obtain the most out of their insurance coverage. We have a remarkable track record of assisting our clients in receiving the proper compensation in personal injury claims and insurance negotiations. Contact us today, and let us handle the case as you recover from the accident.
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