Should I Admit Accident Fault to My Insurance Company

It is not advisable to admit accident fault to your insurance company even if you believe you were entirely at fault. In fact, do not use phrases such as “I am sorry,” “I apologize,” or “it was my fault” to the law enforcement officer or the other driver. The insurer will learn about it during investigations.

Admitting a car accident fault to your insurance company can significantly impact your future insurance rates. If the accident was severe and caused a personal injury to the other party, your insurance company may be forced to pay out vast amounts of money. As a result, they may be unwilling to offer you coverage in the future. 

In the next section, we will give you five reasons why you should seek legal assistance after a car accident you suspect is your fault even if it is a hit-and-run.

Should I Admit Accident Fault to My Insurance Company

5 Reasons to Seek Legal Assistance Instead of Admitting to Accident Fault 

Determining a car accident fault is a complex process. Sometimes, you may not be entirely at fault. It is in your best interest to speak with a Tempe car accident attorney who can offer proper legal assistance. The following are the issues they can handle on your behalf.

1. Follow Up on the Car Accident Report

The police are the first to begin writing an accident report after arriving at the scene. Your accident attorney will advise you never to admit to an accident fault as you speak with them. They will also follow up on the police report, get a copy, and send it to your insurance company. 

2. Help Assess the Damages and Determine Who is at Fault

An experienced Tempe car accident attorney will rightfully assess the damages and document any personal injury you may have acquired. They will also use their hired experts to determine who is at fault. Even if you are at fault in a hit-and-run situation, they will determine to what degree it was your fault. 

3. Collect Evidence to Support Your Case

An accident fault can be viewed from various perspectives. Your lawyer will collect evidence by talking to the other driver and witnesses, taking photos, and comparing their findings with the police report. They can use this information during negotiations with the insurance company or in court. 

4. Explore all The Insurance Coverage Benefits

Insurance companies often try to avoid paying out or give the bare minimum of what your coverage is actually worth. A personal injury attorney will ensure you get the compensation you deserve. In addition, they will uncover and fight for all additional benefits that come with the cover. 

5. Give You Practical Legal Advice

If you are at fault or the other driver refuses to take responsibility for the accident, the case can be challenging to handle on your own. You need a skilled accident attorney to advise you on the next legal steps. Dealing with the police, the insurance company, or the court can cost you more than seeking legal assistance. 

At The Sorenson Law Firm, we help car accident fault victims get the legal help they need to obtain the most out of their insurance coverage. We have a remarkable track record of assisting our clients in receiving the proper compensation in personal injury claims and insurance negotiations. Contact us today, and let us handle the case as you recover from the accident. 

Fawn Blue
Fawn Blue
2022-05-04
Let me start off by saying that if your looking for someone who is kind thoughtful professional down to earth easy to communicate with & is very pro active in how they do business & is 100% invested in you & getting the best outcome for whatever your situation may be than I would recommend jonny & rowanna. This was my first time that I needed to find a lawyer who could assist me with my situation. What stood out to me was at the end of our zoom meeting I remember saying to both jonny & rowann that I'm not interested in moving forward because I was more at fault than the lady who hit me so in my mind I'm thinking we'll this guy probably isn't going to want to take my case because it seemed like it would be an uphill battle, & he responded by letting me know that he would like to take my case & see what he could do & bottom line is that you"ll either have more than what you have now or you"ll be in the same situation. So I thought about it for a minute & decided to trust them to see what happens. So from that day on all the way til the case was resolved I've had a great experience with them. Rowanna explained everything to me in a way that was not complicated & always asked me that if had any questions or if I didn't understand she would ask. They are easy to talk with & made me feel like I was important & trying to get the best outcome for me. When my case was complete I was so grateful & appreciated for what they were able to do for me. Johnny & Rowanna are the best & will always have & want the best for you I know because they did that for me. Thanks again CHRISTOPHER
Audrey Sullivan (Audrey-AZRealtor)
Audrey Sullivan (Audrey-AZRealtor)
2022-04-02
Experts who care about their clients & work seamlessly to help. There was immense relief having Sorenson Law Firm on our side. They were referred to us by a friend and I am thankful for that! I don't know what we would have done without their expertise.
Jim Van Wicklin
Jim Van Wicklin
2022-03-17
Johnny and his team are phenomenal. From the intake with his admin team to the final resolution, there wasn't a moment I didn't feel like we were his top client. I highly recommend Sorenson Law Firm for all your legal needs.
Nicholas Thomas
Nicholas Thomas
2022-03-01
I worked with The Sorenson Law firm for about 5 months resolving a personal injury claim that occurred during a car accident I was in and I couldn't have been more happy with results. The firm was always responsive, quick to answer any questions I had and I could tell they had my best interest in mind. I would recommend The Sorenson Law Firm to anyone that needs a personal injury lawyer, they're great!
Amanda Larson
Amanda Larson
2021-12-23
I cannot recommend the Sorenson Law Firm enough. After an accident, I was in a situation where I knew very little about my options. I reached out to my community for advice and Johnny’s wife was quick to put me in contact with him to get me some help. The insurance company we were dealing with was not the easiest, but Johnny and his team did a wonderful job at recovering my losses and fighting for me. Johnny and his team kept me well informed and educated throughout the process, which meant a lot as I was very naïve and knew very little going into this process. I feel fortunate to have crossed paths with this wonderful team, and if life ever throws another curve ball, I’ll be sure to use the Sorenson Law Firm again!!!
Erick Fuentes
Erick Fuentes
2021-12-22
Sorenson Law handled my case against a local vendor, Mr. Sorenson handled my case expeditiously and to my satisfaction, I would recommend Sorenson Law to anyone. Thank you Mr Sorenson
Jessica Davis
Jessica Davis
2021-12-21
Very compassionate with our very delicate situation. Understanding and professional at all times. Always kept our best interest at hand and communicated very well every step of the way.
Alfanzo Atkins
Alfanzo Atkins
2021-12-02
Had a good experience with Matt would recommend if you were hurt or injured very polite n responsive
Anna C
Anna C
2021-11-30
I got into a severe car accident and went to the Sorenson law firm, they weren’t just any law firm for me, I was very impressed by their actions as they put you and your matters first! They are one who takes pride and truly represents you and themselves. I thank them for helping me every step of the way in getting justice and all of their hard work!
Mark Bay
Mark Bay
2021-11-24
Sorenson Law Firm made a tough situation less burdensome for me and my family. Going through the lost of a loved one and having to instill trust in people you don't know is hard. But Johnny Sorenson and his associates were very caring, professional, informative and timely when it came to our case. I would recommend The Sorenson Law Firm to anyone that needs lawyers that actually care about their clients and not just a paycheck. I'm writing this as a thank you to their company and to the team that worked on our case. Thank you!